Terms and Conditions

Effective Date: 26/04/2025

Welcome to Talk Money with Pavan (the “Website”).

By accessing and using this Website (talkmoneywithpavan.com), you agree to be bound by the following Terms and Conditions.

If you do not agree to these terms, please do not use the Website.


1. Use of the Website

  • This Website provides free personal finance tools, resources, and general informational content.
  • You agree to use this Website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit the use and enjoyment of the Website by any third party.

2. Financial Disclaimer

  • Talk Money with Pavan provides tools and resources intended for informational and educational purposes only.
  • We do not offer personalized financial advice or investment recommendations.
  • Always consult with a qualified financial advisor before making any financial decisions.
  • The Website, its owner, and contributors are not responsible for any financial losses, damages, or decisions made based on the information or tools provided.

3. Accuracy of Information

  • We strive to keep the information accurate, updated, and reliable. However, we make no warranties or guarantees regarding the completeness, accuracy, or reliability of any information on the Website.

4. Intellectual Property

  • All content, including but not limited to text, graphics, logos, tools, and software, is the property of Talk Money with Pavan unless otherwise stated.
  • You may not copy, reproduce, distribute, or create derivative works from any content without express written permission from us.

5. External Links

  • This Website may contain links to external websites that are not provided or maintained by us.
  • We do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.
  • Your use of third-party websites is at your own risk.

6. Limitation of Liability

  • Under no circumstances shall Talk Money with Pavan, its owner, or affiliates be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of the Website.

7. Changes to Terms

  • We may update these Terms and Conditions from time to time without prior notice.
  • It is your responsibility to review these Terms periodically.
  • Your continued use of the Website after changes are posted constitutes your acceptance of the updated Terms.

8. Privacy

  • Please review our Privacy Policy to understand how we collect, use, and protect your information.

9. Governing Law

  • These Terms shall be governed and construed in accordance with the laws of [Your Country/State], without regard to its conflict of law principles.

10. Contact Us

If you have any questions or concerns about these Terms, please contact us at:

📧 Email: akonline.pavan@gmail.com